about us
Mike Gallop
Wealth Advisor
Principal
Mike, originally from Montauk, New York, is a James Madison University grad with nearly two decades of financial planning experience. After marrying his high school sweetheart, Jillian, they made the move to the West Coast to raise their four kids. A sports junkie, Mike spends his weekends coaching his kids’ soccer and baseball teams. When he’s not on the fields, he’s probably feet-in-the-sand at Carlsbad State Beach. Fun fact: he has an identical twin brother, Ryan.
The stats
BA from James Madison University Major: Finance Minor: Economics
Boston University 2010: Financial Planning Program
FINRA/NASAA Licenses: Series 7, 24, 51, 66
CA Insurance License #0D98125
Certified Financial Planner, CFP®
Accredited Investment Fiduciary, AIF®
Advisor since 2003
steve statzer
wealth advisor
In 1996, Steve opened the doors to what is now Terramar Wealth. He grew up in Hamilton, Ohio, but has lived in San Diego since 1980. As far as free time goes, he’s a 3rd degree black belt in Shotokan/MMA and is passionate about sharing his knowledge and teaching teens and kids the life-changing practice of martial arts, a skill that often comes in handy with keeping his own five kids in-line. He also leads the men’s ministry at his church, teaches Sunday school, and volunteers on an investment committee for the Assistance League of North County.
the stats
BA from Phoenix University
FINRA/NASAA Licenses: Series 6, 7, 63, 66
CA Insurance License ##0B76087
Certified Estate Advisor, CEA
Advisor since 1995
pat posada
director of compliance
With nearly 40 years in the industry, Pat,—raised in South Dakota and Kansas— brings a practiced and keen eye to the business. She’s a regular writer/reviewer for NASAA Exams (Series 63, 65 & 66) as well as a judge for InvestWrite®, a national writing competition for grades 4-12 participating in The Stock Market Game™ (SIFMA Foundation program). As much she loves finance, her first love is traveling with her granddaughter Kayla. Her favorite spot so far: San Francisco. She couldn’t get enough of the trolleys.
the stats
Kansas State University & Manhattan School of Business
FINRA/NASAA Licenses: Series 4, 7, 9/10, 24, 53, 63, 65, 99
Certified Regulatory Compliance Professional, CRCP, designated by FINRA and Wharton School of Business since 2000
In the industry since 1985
steve rubinstein
wealth advisor
A Carnegie Mellon University business graduate, Steve was a senior manager in financial services for 25 years before embarking on a second career as a wealth advisor. Born and raised in Shrewsbury, a charming town on the Jersey Shore, he later lived in Houston for a stint where he met and married Margaret, before moving to Carlsbad. They raised a son and daughter, both in college now. As empty nesters, they travel often to the region’s nearby beauties. Zion, Bryce, Yosemite, Joshua Tree, The Redwoods, Napa—you name it, they’ve seen it and probably hiked through.
The Stats
Undergraduate & Graduate Degrees from Carnegie Mellon University
FINRA/NASAA Licenses: Series 6, 7, 63, 66
CA Insurance License #0G46117
Advisor since 2008
Daniel McMahon
COO / Relationship Manager
Born and raised in California’s Mojave Desert, Daniel is a University of California San Diego graduate. As an avid outdoor enthusiast, he sees no reason to leave the temperate state and loves a serious outdoor hiking or biking challenge. He enjoys similar challenges in the financial planning arena, and his most proud moment to date was helping his grandmother create an income strategy for her retirement years. His recommended read and the one that helped shape his enduring entrepreneurial spirit: “The Game of Numbers” by Nick Murray.
the stats
BS from UCSD in Management Science
FINRA/NASAA Licenses: Series 7, 66
CA Insurance License #0I38346
Advisor since 2011
Jeffrey Gardner
Wealth Advisor
Born in Beaumont, Texas and currently living in Houston, Jeffery brings over two decades of financial planning know-how and a level-head that inevitably comes with raising five daughters. About those beautiful daughters: They’re no doubt lovely, though Jeffrey had no choice but to find a quiet fishing hole. His go-to spot is in Palacious, Texas where he recently hooked a 6-pound redfish and a flounder (much bigger) and finished off the successful day with a glass of his favorite cabernet.
the stats
BS in Marketing/Finance from Chapman University
FINRA/NASAA Licenses: Series 6, 7, 24, 63, 65
CA Insurance License #0G68809
Advisor since 2000
Billie Cook
Wealth Advisor
Born and raised in Upland, CA and a Graduate of Point Loma Nazarene University Billie has spent his whole life in Southern California. His career in Wealth Management started with an internship college and has since spent 10 years serving his clients. Outside of work you can find him surfing, golfing, or spending time at the beach with his wife Sarah, and two dogs Charlie, and Sloane.
THE STATS
Bachelor’s Degree in Business from Point Loma Nazarene
FINRA/NASAA Licenses: Series 6, 7, 63, 65
CA Insurance License #0I92424
Certified Financial Planner, CFP®
Certified in Social Security Claiming Strategies, CSSCS
Advisor since 2012
cameron mackenzie
EDITOR / RESEARCH ANALYST
Cameron is a native of Virginia, and has lived, studied, worked, and taught in London, Philadelphia, Tokyo, and San Francisco. He earned his PhD from Temple University in 2010 and, after several years on the West Coast, has recently returned to Virginia where he lives with his wife and two boys. He spends his free time running the trails around his house, trying to explain Star Wars to his six-year-old, changing diapers, and reading whatever he can get his hands on.
THE STATS
PhD in English from Temple University
Taught Critical Theory at San Francisco Art Institute, Literature at Temple University, and Creative Writing at Ferrum College
Published The Beginning of His Excellent and Eventful Career (MadHat Press, 2018), and Badiou and American Modernist Poetics (Palgrave Macmillan, 2018)
Cameron MacKenzie is not affiliated with SagePoint Financial, Inc., nor is he an employee of Terramar Wealth.